Home insurance protects your home, simply put. This may not be unexpected, but paying your home insurance premium will be a part of the monthly costs of homeownership. Make sure to check your area’s TOU rates and try to adjust accordingly! If you’re in Ontario, you can see the TOU rates from the Ontario Energy Board here. Certain hours are considered “peak time” and using appliances like your dishwasher or washing machine will actually cost more at these times. Most municipalities have time-of-use rates (TOU).
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